At Buttonwood Finance, we’re committed to making a seemingly very complex and difficult process simple for you. Through every step of the car loan process, you’ll be gently guided and given all the necessary information on the loan products you need to make the correct decision for you. We have helped countless people across Australia save thousands of dollars on their car loans and used car loans despite their credit score.
Because we deal with over 20 of Australia’s most reputable lending organisations, you get the best personal loan comparison rates, and you get it faster. Whether you’re buying a business car, new car, used car, from a private seller or dealer, we can help secure the best rates and most convenient finance options, terms and monthly repayments for your car loan anywhere in Australia.
Matching your dream car with the perfect finance option is what we do best at Buttonwood Finance. Whether you’ve found the perfect family SUV, business van or a thrilling performance vehicle, we have over 20 lenders available with options suited to your personal circumstances.
What is a Chattel Mortgage?
Basically if you’re using this vehicle over 50% of the time for business purposes, a Chattel Mortgage could be the right option for you. This is usually taken advantage of by companies, sole traders, trusts or ABN holders and partnerships.
What advantages are there for me?
You can claim the total GST on the vehicle in your first BAS statement after buying it.
You can apply for 100% finance with a deposit, or even trade-in your current vehicle, using the chattel mortgage for the balance of the purchase.
Depreciation can be claimed in your tax.
The most useful way to really understand how a chattel mortgage might benefit you or your business is to speak with one of our financing experts and they will help you uncover what will best suit your unique situation.
If you need to sell your car and the vehicle is under finance, this is no problem at all. Buttonwood car financing can assist with the payout of your current car loan and facilitate a new payment plan, to suit your needs.
A Secured Car Loan is finance provided for the specific purpose of purchasing a new or used car. Secured loans offer some of the most competitive rates as they use the car as security for the loan, regardless of your credit history. With the car as security, we can offer lower interest rates as it reduces the lender’s risk in the event of a default.
With multiple lenders and comparison rates to choose from, we find the best fit to meet your financial needs.
Options for loan terms ranging from one to seven years (12 to 84 months).
Fixed interest rates mean you'll always know what your repayments will be.
You may qualify for a balloon payment, which will reduce your monthly repayments.
Since the vehicle is held against the loan as security, we can achieve a much lower interest rate.
At Buttonwood, we’re known for more than just great personal loans. Our wide range of loan products also come with a speedy turnaround time. We have the experience to get your car loan application right, even in complicated or unusual situations such as a poor credit rating or bad credit history. With competitive comparison rates and flexible terms, we offer finance options to suit your circumstances and help you get on the road, no matter your borrowing power. Loan terms can range from 12 to 84 months, making it easier to keep your monthly repayments within budget. We can also arrange low-rate secured car loan finance solutions tailored to your needs.
Once you have your new vehicle finance, we want you to be able to drive with confidence and comfort. This is why Buttonwood are proud to offer a broad range of insurance solutions catered to each individual circumstance. We know insurance, and we know it well. This is because we have been accredited by selected major insurance providers to recommend and provide the correct type of insurance to suit your needs. We ask the right questions to make sure you have the very best cover at the most affordable rate. We pride ourselves on helping you and your family stay safe on the road. It is also our pleasure to assist you through the process, should you need to make a claim.
Our expertise helps to secure the required loan amounts and get you in your new car with flexible finance as soon as possible. We take care of all the paperwork and guide you through the application process. Our friendly team will discuss your repayment amounts and work with a repayment calculator to get to loan repayments you are happy with.
We make communication simple through convenient online applications — there’s no guesswork, and we can usually approve your finance with a super quick turnaround. All we need is some easy-to-obtain information such as contact details, credit card statements (if applicable), and proof of income, and approved applicants can often have funds in their bank account the same day — sometimes even within minutes. For the easiest car financing experience, it’s got to be Buttonwood for car finance.
